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First Time Homebuyers

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Help for First Time Homebuyers

First Time Homebuyer Program

For many years, our experienced mortgage professionals have been giving the very best mortgage advice and service, especially to first time homebuyers.

Our First Time Homebuyer Program is offered for the purchase of properties located in Milford, Stratford, West Haven and Orange.

The program currently offers the following:

  • 1/8% reduction from the standard rate
  • Refund of $475 application fee upon closing
  • Pre-Qualification certificates to help you shop for your home
  • Low down payment options

Chances are, for the same amount you now pay in rent, you could be making a mortgage payment on a home of your own.  You may be able to deduct mortgage interest and property taxes from your federal income tax.  Ask your tax advisor for more details.

APPLY NOW

Apply for a Mortgage Online in as little as 20 minutes.

APPLY NOW

Complete the Mortgage Prequalification Form

  • Pre-Qualification certificates to help you shop for your home
  • Calculate the mortgage amount you may qualify for

Get Pre-Qualified Online

Apply for a Mortgage Online in as little as 20 minutes.

Apply Now

Need help? Talk to a loan specialist.

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Please remember: Milford Bank will never call and ask you to provide account numbers, online banking credentials, passwords, PINs, security codes, or other sensitive information over the phone.

If you receive a suspicious call claiming to be from The Milford Bank, do not provide any information and contact us directly at 203-783-5700.

We remain committed to protecting our customers and appreciate your vigilance.