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Certificates of Deposit

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Certificates of Deposit – CDs

In addition to Certificates of Deposits, we also offer regular savings and other investment opportunities. We also have Checking Accounts with lots of value-added features and benefits.

Certificate of Deposit

  • $1,000.00 minimum to open
  • $1,000.00 minimum daily balance to receive interest at disclosed Annual Percentage Yield (APY)

Notes:

No deposits before maturity. A penalty may be imposed for withdrawal of principal before maturity. Interest withdrawal only after credited to account.

Benefits:

Floating Rate IRA Certificate of Deposit

  • $25.00 minimum to open

Notes:

Penalty for withdrawal before maturity may apply:

  1. If account has an original maturity of one year or less = three months interest on amount withdrawn.
  2. If account has an original maturity of more than one year = six months interest on amount withdrawn.

Benefits:

  • Flexible maturities

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MESSAGE FROM TMB

We have been made aware of fraudulent phone calls appearing to come from a spoofed TMB phone number. These callers are falsely claiming to represent The Milford Bank’s Fraud Department in an attempt to obtain personal and account information.

Please remember: Milford Bank will never call and ask you to provide account numbers, online banking credentials, passwords, PINs, security codes, or other sensitive information over the phone.

If you receive a suspicious call claiming to be from The Milford Bank, do not provide any information and contact us directly at 203-783-5700.

We remain committed to protecting our customers and appreciate your vigilance.