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Personal Checking

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All of our checking accounts feature:

  • Access to over 55,000 surcharge free Allpoint ATMs worldwide
  • No monthly bank fee for Visa debit card
  • UChoose Debit Card rewards program
  • No bank fees for mobile banking
  • Free online banking with bill pay
  • P2P payments with Zelle®
  • Free 24 hour telephone banking
  • Free newsletters and email offers
  • Great customer service
  • Five local offices

Benefits Plus Ultimate Checking

Benefits Plus® Ultimate Checking offers discounts on travel, restaurants, gift cards, concerts and more, while adding the safety and security of Ultimate ID®. Take a look at an estimate on how much you can save.

Features of Benefits Plus®

  • Cellular Care Coverage: Coverage for damage or theft of cell phones.
  • Cash Back and Savings: Access to Local SavingsXpress® and national retail/restaurant discounts, often including gas and grocery savings.
  • Travel Planning: Full-service concierge service
  • Travel Protection: Roadside assistance, accidental death and dismemberment insurance, and travel booking services.
  • Gift Card Rewards: Discounted eGift cards for major retailers like Amazon, Walmart, and Target.

Features of Ulimate ID®

  • Continuous Monitoring: Regularly checks for suspicious activity on your credit file across all three credit bureaus.
  • Alert System: Sends notifications to you if any suspicious activity is detected on your credit report.
  • Identity Theft Protection: Monitors your driver’s license, social media accounts, and health benefits to protect your identity.
  • Recovery Services: Offers comprehensive recovery services if your identity is compromised.
  • Credit Monitoring: Monitors your credit score and how your online information is being used.

*An activation code is required to access Ultimate ID®. The Activation code will be sent to the email address on file. Credit Monitoring does not begin until you have successful validated your identity to complete the activation process. Certain restrictions and limitations apply. Visit ultimateID.merchantsinfo.com for complete Terms and Conditions and program eligibility. Please refer to your summary of benefits for program specific information. Benefits Plus® Ultimate Checking featuring ULTIMATE ID® and Cellular Care Coverage is $5.00 per Month

Prestige Checking

Interest bearing checking account for customers with high deposit or loan balances. The checking account with the most benefits.

Balance Requirement:
Combined deposit balances of $10,000 or outstanding loan balances of $75,000

Service Charge:
$20 monthly fee is waived if one of the requirements described above is met

Get all the features of Benefits Plus® Ultimate Checking and Ultimate ID®, and:

  • Premium interest compounded and paid monthly
  • Unlimited free non-Milford Bank ATM withdrawals (other banks may impose a surcharge)
  • No monthly fee for Visa Debit card
  • One free money order or bank check per day
  • No fee incoming wire transfers
  • First overdraft fee waived
  • Eligible for CD specials
  • 50% off safe deposit rentals

*An activation code is required to access Ultimate ID®. The Activation code will be sent to the email address on file. Credit Monitoring does not begin until you have successful validated your identity to complete the activation process. Certain restrictions and limitations apply. Visit ultimateID.merchantsinfo.com for complete Terms and Conditions and program eligibility. Please refer to your summary of benefits for program specific information. Benefits Plus® Ultimate Checking featuring ULTIMATE ID® and Cellular Care Coverage is $5.00 per Month

Prime Checking

Non-interest bearing checking account with no minimum balance requirement. The perfect fit for many customers. A simple and affordable checking account with all the basic features.

Balance Requirement:
$10 monthly fee waived if at least one of these conditions is met:

Account Details:

  • One direct deposit per month
  • Enrollment in eStatements
  • Full-time college student (up to four years)
  • 65+ years of age

Essential Checking

Non-Interest bearing checking account for customers who do not want all the bells and whistles.

Balance Requirement:
No balance requirement

Service Charge:
$10 monthly fee

Account Details:

  • Non-Interest Bearing
  • No Check-Writing. Customers may access funds electronically
  • No monthly fee for for Visa Debit card

In addition to Checking Accounts we also offer CDs, regular savings and other investment opportunities.

 

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MESSAGE FROM TMB

It has come to our attention that some customers have received phishing phone calls claiming to be from “The Milford Bank Security Department.” Please remember: The Milford Bank will never ask you to share personal or confidential information. If something feels off, hang up and call us directly at (203) 783 5700.